Let's start by verifying that you have completed all documentation to ensure your policy is active.
We’re excited to help you get on the road with confidence. Here’s what you need to do next to keep your policy active and meet any requirements from your insurance provider.
1. Confirm and Review Your Policy Details
- Provider
- Coverage Type
- Policy Start Date
Make sure you have a copy of your policy confirmation email and details for easy reference.
2. Gather Required Documents for Underwriting
Depending on the coverage type, we may need additional information to ensure the policy is active and insurance premium doesn’t change.
To finalize your policy, you may be requested to submit a few documents to meet underwriting requirements. Your provider may require these within a few days of your purchase to keep your policy active:
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- - Proof of Identification: A photo of a driver’s license or other government-issued ID.
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- - Spouse Information (if applicable): Full name and date of birth.
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- - Proof of Prior Insurance:
- Declarations page or insurance ID card showing six (6) months of continuous coverage, with no lapse exceeding 30 days.
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- - Some providers may also request additional documents, such as a renewal offer or a letter of experience confirming six months of continuous coverage without significant lapses.
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- - Proof of Residency: Recent utility bill, lease agreement, or bank statement showing current address.
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- - Proof of Homeownership: A deed or mortgage statement.
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- - Vehicle Details: Vehicle Identification Number (VIN) and registration (if required by provider).
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- - Vehicle Photos: please take 6 new photos of your vehicle, front, back, driver side, passenger side, VIN(from dash or side of door), and Mileage. For best practices on capturing vehicle photos, click here to view instructions.
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- - Driving Record: Some providers may request a copy of your driving history.
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- - Medical Statement: Certain providers may require a doctor’s note to ensure the driver’s safety, especially for drivers over 60 years old.